Effective Date: 01/01/2025
effbadcredit.com ("we," "our," "us") values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website effbadcredit.com and complete our credit repair form. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.
When you fill out the credit repair form on our website, we may collect the following information:
Personal Information: Name, email address, phone number, date of birth, and Social Security number.Financial Information: Credit report details, income information, debts, and other financial data necessary for credit repair purposes.Other Information: Any additional details you provide when contacting us or completing the form.
We use the information we collect to:
Assess your credit situation and provide tailored credit repair services.Communicate with you regarding your inquiries, requests, or services.Process payments and other transactions related to our services.Comply with legal and regulatory requirements.Improve our website, services, and user experience.
We do not sell, rent, or trade your personal information. However, we may share your information with third parties under the following circumstances:
Service Providers: With third-party vendors, consultants, and other service providers who need access to such information to perform work on our behalf.Legal Obligations: If required to comply with legal processes, enforce agreements, or protect the rights, property, or safety of our company, our customers, or others.With Your Consent: When you have given us explicit permission to share your information.
We implement appropriate technical and organizational measures to protect your information from unauthorized access, loss, misuse, or alteration. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
We retain your personal data only as long as necessary to provide our services, fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce agreements.
You have the following rights regarding your personal information:
Access: Request a copy of the information we hold about you.Correction: Request corrections to inaccurate or incomplete information.Deletion: Request the deletion of your personal information, subject to legal and contractual obligations.Restriction: Request to restrict the processing of your personal information in certain circumstances.Data Portability: Request to receive your personal data in a structured, commonly used, and machine-readable format.
To exercise any of these rights, please contact us using the information below.
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before providing any personal information.
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a child, we will delete it.
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of our website after changes have been made constitutes your acceptance of the revised policy.
If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at: [email protected]